Removing Barriers to Care
Our mission is simple yet powerful, to remove financial barriers to healthcare, so every person can access the treatment they need—when they need it. We believe that no one should have to delay medical care due to cost. Through our Care Now, Pay Later benefit, we’re reshaping the way healthcare is accessed.
Why use our Care Now Pay Later benefit
No Upfront Costs
Get the care you need now and repay over time. Choose between shorter or longer instalment plans—whichever suits your budget best.
Inclusive & Hassle-Free
No credit checks. No paperwork. This benefit is accessible to all employees, regardless of income level or medical aid status. Enrollment is simple and fast.
Access Quality Healthcare Sooner
From dental work to eye procedures, get access to trusted healthcare providers without delay. Your health no longer has to wait until payday.
Confident, Controlled Repayments
Know exactly what you owe and when. With repayments deducted directly from your salary and managed via our secure platform, staying on top of your payments is easy.
How It Works
Sign Up
Confirm that your employer offers CareFlex as a benefit. If they do, signing up is quick, easy, and doesn’t require a credit check.
Choose Your Procedure
Let us know the care you need—whether it’s dental work, eye surgery, or another approved service—and we’ll guide you through the next steps.
Get Treated
Book your appointment with a trusted healthcare provider. You receive the care you need upfront without paying out of pocket.
Pay Later
Repay over time through your salary in manageable monthly instalments. Payment plans up to 3 months carry no fees; longer terms include a small service fee for added flexibility.
What we Cover
From everyday checkups to life-enhancing procedures, CareFlex helps you access the care you need—without financial stress.
Dental care
Diagnostics
Physiotherapy
Eye care
Mental health services
Veterinary services
GP Visits
Cosmetic surgery
Voices of Impact
Real stories from real people who got the care they needed—without the financial burden.
CareFlex is more than a benefit—it’s a lifeline. Hear directly from employees and employers who’ve experienced the difference.
“I had been putting off a procedure for over a year because I couldn’t afford it. CareFlex helped me get treated with no stress.”
Lerato, Retail Worker
“One of my team members was able to get LASIK surgery and no longer struggles with chronic headaches. Productivity improved, and so did her confidence.”
Thabo, HR Manager
“It gave me peace of mind knowing I could pay over time. I didn’t have to choose between my health and my bills.”
Nomusa, Factory Staff
Healthcare shouldn't have to wait.
With CareFlex, you can get the treatment you need now and pay it off over time. Whether you have medical aid or not, we make healthcare more accessible, predictable, and stress-free.