More Care for Your Employees
Most South Africans rely on the public health system, and only 16% can afford medical aid. For your team, this often means delaying care, decreased productivity, and long-term health consequences. CareFlex bridges the gap by giving employees access to private healthcare services—repaid over time through payroll, with no cost to your company.
Why use our Care Now Pay Later benefit

Improve Staff Wellbeing and Retention
When employees can access timely healthcare without financial stress, they’re healthier, more engaged, and more likely to stay. CareFlex shows your team that their wellbeing truly matters.

Zero Cost to the Employer
Offer a powerful healthcare benefit without impacting your bottom line. There are no premiums or setup fees—just meaningful support for your workforce.

Fully Compliant and Payroll-Integrated
We handle everything securely and in line with local payroll and regulatory requirements. Deductions are automated, seamless, and easy to reconcile—saving your HR team time and effort.

Built with Employers and Employees in Mind
CareFlex is co-designed with real workplace needs at the center. From flexible repayment options to stress-free setup, everything is built to work seamlessly for both HR teams and employees.
How It Works
Sign Up as an Employer
Getting started is simple. We’ll onboard your organisation in minutes, with no complicated setup or upfront costs.
Employee Enrollment
We handle the verification and onboarding of your staff securely and efficiently—minimising admin for your HR team.
Healthcare Access
Once enrolled, employees can access a range of approved medical services with no upfront payments, even if they don’t have medical aid.
Flexible Repayment, Fully Tracked
We manage repayments automatically through payroll—no manual tracking or follow-ups required.
What we Cover
From everyday checkups to life-enhancing procedures, CareFlex helps you access the care you need—without financial stress.

Dental care

Diagnostics

Physiotherapy

Eye care

Mental health services

Veterinary services

GP Visits

Cosmetic surgery
Voices of Impact
Real stories from real people who got the care they needed—without the financial burden.
CareFlex is more than a benefit—it’s a lifeline. Hear directly from employees and employers who’ve experienced the difference.
“I had been putting off a procedure for over a year because I couldn’t afford it. CareFlex helped me get treated with no stress.”
Lerato, Retail Worker
“One of my team members was able to get LASIK surgery and no longer struggles with chronic headaches. Productivity improved, and so did her confidence.”
Thabo, HR Manager
“It gave me peace of mind knowing I could pay over time. I didn’t have to choose between my health and my bills.”
Nomusa, Factory Staff
Give Your Team Access to the Care They Deserve
Discover our flexible financing options designed to meet the diverse needs of patients and healthcare providers. We believe in transparent, accessible financing that puts essential healthcare within reach for all.